National Interstate renewal came while we were in Palm Springs. Funny thing this time they want another appraisal for "agreed value". Had they sent a note a month sooner instead notification on the renewal due end of March, we could found someone while we were in bus Mecca, Indio California. Holy crap, who in the intermountain west knows busses? Even if we lower our declared value, we still must have an appraisal!! Cripe, we pay an inflated premium for our agreed value as it is. I hate the insurance business, all of it is tantamount to legalized theft.