AND as I mentioned previously, simply having an agreed value didn't guarentee me that I would receive THAT value. The adjuster went through a lot of work (meaning I had to go through a lot of hoops) to verify the valuation on the coach that I had for my policy.

It was very clear to me that I would not get (for example) $500k for a coach which really had a market value of $200k, even with an appraisal letter.

Luckily I had purchased my coach only 6 months prior, at the policy agreed price, and the real price plummeting hadn't quite started yet.


Ray