Despite Jon's endorsement of Explorer RV, I called them and discovered that the GMAC policy we had considered the bus as a Class A motor home. That means that, should a claim have been rendered, coverage would have been quite limited.

The companies which Fred represents began as fleet charter bus insurers, and they understand the requirements of insuring a commercial chassis, not like Newell's and so on.

So, we went through the existing policy together and found gaping errors between the GMAC policy and Explorer's offer and went with Explorer. Not only did we find that the cost was comparable, but the coverages provided by Explorer were exceedingly better. And they will also cover the tow vehicle as well. (Rare).

It's worth a phone call to shop and compare.

Our turbo encapsulator was covered as well.