I'm in process of insurring all 3 of my busses and I think I'm going to use Explorer. Just called for quote but no one available and have to wait for call back. I THINK, the last time I check on insuring my 1999 shell it was a no go since it doesn't have living quarters, kitchen, etc. they won't insure it. I mainly just want insurance for theft, fire, vandelism, etc. Any suggestions on how to get that insured ?

Also, I'm tagged in Montana but not under a seperate LLC. It's under my regular business which is a C corp. Bennett Law Office got my business licences to practice in the state on Montana to make it all legit. I did that as a business expense write off since I actually traveling the country calling on customers. Now that it's paid off, I'm wondering if I should get Bennett to make a seperate LLC to distance my company from liability. I'm not residing in CA anymore anyway which is where the C corp is based and I'm in process of opening up a new Florida Corp where I live. It can get complicated. This is one thing I need expert advise on so I don't write a policy with Explorer that they can later on come back and find loop holes in to not pay.

I also called Progressive for a quote which was about $1,800 a year but thier sysem doesn't really have drop downs for our coches and the particular converters. I have a feeling I'm going to want to go with Explorer, again, to avoid any pitfalls that Progressive might come back and find that makes the policy illiget. They'll take my money with no questions asked but if it comes time to pay a claim, my gut tells me that I'm better with Explorer.