You cannot make a statement like that to apply universally.
High temperature is the enemy of our fluids. If you never expose the fluid to a temperature of (insert your own value here) it is possible the life of the fluid will not be shortened. However, the use of a retarder on our coaches is construed by Allison as a reason to cut fluid change intervals in half.
Now that we have you able to slow the coach down and watch the gauges at the same time, here are two things you can do. First, turn on the retarder, put the lever in the second "on" position and note that it is unlikely that allowing the retarder to function will raise the temperatures beyond 210 to 230.
Then leave the retarder switch on, but move the lever to the off position. Then do an agressive stop using the coach brakes from about 65 MPH. You will note the temperature will rise very fast, and will exceed the 230 degree marking on the gauge. From that it can be seen that if the retarder is engaged where it is needed the most, such as when descending long steep mountain roads fluid temperatures will easily exceed anything you have ever seen. You may be able to peg the transmission temperature gauge.
The retarder system will function proportionately to the amount of braking force so with routine use of the retarder, even with the lever in the "0" position, but the switch on, tranmission fluids will be exposed to high temperatures.
I have found that anticipating a steep descent, slowing to a reasonable speed at the crest of the hill, and descending in a lower gear allows the retarder to function, keeps the temperatures to a reasonable level, and does not require the use of brakes. If the hills are excessivly steep, the use of brakes may be required, at which point you, the driver, need to determione if you wish to supplement the retarder with braking (and the higher fluid temperatures), or to temporarily turn off the retarder and apply heavy braking to slow down below the target speed, and then re-apply the retarder. Either way you are going to spend money. You will shorten the life of the transmission fluid or you will wear out and heat up your brakes.