To save some dough I delete running coverage on some of my vehicles when not in use. I have a few cars, boats and the coach. My agent actually suggested it a couple of years ago. Knowing that I don't drive some of my cars in the winter and that we use the coach mainly for holidays she suggested changing from full coverage to fire and theft only when the vehicles would be in storage. Perfect, a couple of phone calls a year and I'm up 2k (2k buys a lot of Johnnie Walker you know).

Last March after returning from a 5 week tour I gave my broker a call, knowing that we wouldn't be using the coach for a while I thought I would remove the liability coverage. I called my broker and told her I would like to make some changes to the coverage on my coach, she then asked if I would like to ADD liability insurance!!!.. After the ringing in my head stopped and my pulse slowed I simply said that I wanted to check coverage amounts.

Wow! I had just traveled 5400 miles with no insurance. You know your lucky when............

I now hang a tag on the keys when the insurance is removed.