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Thread: insurance

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  1. #1
    Join Date
    Mar 2010
    Location
    Woodstock
    Posts
    1

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    I am a Canadian living in Ontario looking for insurance for our new prevost. So far I have only been able to find one company (so no competition and the rates show it) any ideas. I understand that I cannot get a US company to insure a Canadian bus??

  2. #2
    Join Date
    Dec 2010
    Location
    Penetang
    Posts
    117

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    Quote Originally Posted by hhunt View Post
    I am a Canadian living in Ontario looking for insurance for our new prevost. So far I have only been able to find one company (so no competition and the rates show it) any ideas. I understand that I cannot get a US company to insure a Canadian bus??
    hunt
    I am insured with "THe Co-Operators". I have a friend is with Royal Sun Alliance. I think my rate is reasonable for the coverage received. I could not get coverage on a bus, only on a motor home.

  3. #3
    Join Date
    Dec 2008
    Location
    Beaumont, Alberta, Canada
    Posts
    119

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    Hunt, Check out Allstate Canada.
    I have the coach insured for $168,000 replacement. Fire, Theft & Collision - reduced deductible each year by $100.00 until $0. $2,000,000. third party liability and full glass coverage. Total premiums are $496.00 annually. Keep in mind that all my vehicles and home is insured through Allstate also. Now I haven't ever made a claim so I can't answer if they walk the talk.
    Now I questioned their very reasonable rates and they replied that their reduced premium is low because the coach is in storage for 6 mo. of the year and was based on annual milage (RV insurance). So in a couple of years when we can travel more this low cost policy will go up?

    Phone me if you want 780-929-6654
    Darrell

  4. #4
    Join Date
    Jul 2009
    Location
    Aberdeen
    Posts
    23

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    Looking at new insurance as Progressive keeps raising rates. Talked to Geico today and they tell me that they won't/don't/can't insure bus conversions. I find that quite interesting. Talked to GMAC through FMCA and they would insure my coach if I would start jumping through hoops and never stop (my words, not theirs). Now onto National Interstate. Thanks for the good info.

  5. #5
    Join Date
    Jan 2006
    Location
    Nichols Hills
    Posts
    2,465

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    All my "stuff" with the exception of the airplane is insured thru State Farm. The bus insurance is around $600 year for deemed value.

  6. #6
    Join Date
    Oct 2010
    Posts
    35

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    Jerry, your insurance for a bus 23 years newer is less than half my premium? I assume you get that rate because you have a ton of stuff insured with them..?

  7. #7
    Join Date
    Jan 2006
    Location
    Nichols Hills
    Posts
    2,465

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    I would assume that is the case, but you never know. I have had some manner of policy with them for over 35 years, so you get pushed into some kind of "mutual" company that gets you a policy they can't deny coverage on or something like that. But I have also has a substantial claim with them and nothing negative came out of that so I feel pretty comfortable with them.

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