POG Membership

[Ray Davis]

I had (and still have) Explorer when we had the fire. Although it wasn't a fun experience, ultimately Explorer paid the full amount I insured the coach for. Unfortunately losing the sales tax in CA was no fun, and the satellite dish on my roof (near $15k), wasn't covered either.

But, other than that, they did what I expected and handled the matter.

Ray

[James]

The Geico quote we got was for insuring it in Alaska at the coverage required by our umbrella policy. Geico does have a $5,000.00 deductible for collision.

They did know what a Prevost was. The lady doing the quote stated that the Prevost was the "best RV made" for insurance.

The quote does sound low however it is very attractive.

[dale farley]

I've had GEICO insurance on my automobiles for 30+ years, and they have always paid every claim in a timely and fair manner. Because I don't think they are familiar with Prevosts, I don't have mine insured with them.

[Ray]

Do most of you have your coach insured for agreed value or the lesser of actual cash value? If agreed value, how did you set a value for your coach?

[JIM CHALOUPKA]

Ray, I was given this recommendation when I insured my bus and I used it to good results to get an "agreed value"insurance policy.

Hope this helps!



"You asked about a private appraisal company. ADP Autosource appraisals are accepted by many insurance companies. Anticipate 10 days or so after emailing numerous photos and completing a full equipment list form giving condition and materials. They closely compare your coach to similar ones on the market to come up with as accurate a valuation as possible. Cost was $200 a few years ago. Contact Don Clark in Oregon at (800) 351-3133, ext. 4218 or the specialty department at extension 7452." By Ron Walker.


JIM

[Ray]

Jim, thank you very much.

[garyde]

I simply called Liberty and asked them for the amount I should insure. My insurance company had no problem wit it and did not ask for documentation. No cost.

[Darl-Wilson]

When I bought my coach from a private party in FL I had Fred Green at Marathon, San Antonio, FL(a friend of the seller) simply write a letter on Marathon stationary stating the value. My insurance is through Explorer Agency and they did ask for my POG membership verification as a condition of the rate through Nationwide. I had two claims with them, one was both windshields (this was before I was introduced to Glass Master, Jon W.) The other claim was over 30k for the rear fiberglass and both engine doors when I backed into my garage in a Reno snowstorm. In either case they didn't whimper, raise my rates, or argue at all. Claims paid in full. My $$$ is with Explorer and Nationside.

Darl