Insurance Renewel

[Ray Davis]

Yeah, watch out for RV's with RV fridges in them, from either Norcold or Dometic!!

[garyde]

Yes, I am awaiting a call back from Explorer. I've heard a lot of double talk in the last two years, but progressives reason for over a 100% increase beats them all.

[Ray Davis]

My policy with Explorer through National American runs less than $2k, in CA. And while the process wasn't any fun, ultimately they pretty much came through for my loss.

Ray

[Gary & Peggy Stevens]

It is Renewal Time on Insurance again, and I was going over my Explorer Policy, and my question is:

Do most of you have Actual Cash Value Policy on your bus, or is your policy written with the Agreed Value?

From what I can understand if you have an Agreed Value policy, if the bus has depreciated greatly, which I guess they all have, you would need to get an Appraisal on your bus, ( or should get one ) to verify that you have proper coverage in case of a Major Problem?

Is all of this and my logic making sense, and is it correct?

Next question is, if I need my Bus appraised where would I go to get that done ?

Gary S.

[Darl-Wilson]

Gary, Explorer accepted a letter from Fred Green at Marathon in FL for the value. He simply wrote his estimate of the value. (My Prevost converter was Country Coach) Fred's value was then the agreed value.

Good Luck...

[garyde]

Hi Gary. I called Liberty and got a verbal which I then passed on to my Insurace company. No Letter.

[Ray Davis]

When my previous bus was totalled in the fire, I had an agreed-upon value for my policy. Ultimately that is what they paid, however, they did go through a lot of verification that the agreed-upon price was reasonable.

It was pretty clear to me that they felt they could give me less, if the price we'd agreed on was clearly higher than market value.

Might be worth asking the insurance guys about that.