Insurance Renewel

[hhoppe]

I received a new very elevated quote from Progressive Insurance. I know the forum had lengthy discussions on Insurance rates and who best to insure with. I just can't find that information now I need it. Please give me your best shots on this.

Thanks

[Orren Zook]

Harry,

Give these guys a tryl: National Interstate Insurance, Richfield Ohio, www.explorerRV.com or call toll free: 888-774-6778

[tdelorme]

Harry,

Give these guys a tryl: National Interstate Insurance, Richfield Ohio, www.explorerRV.com or call toll free: 888-774-6778

Add me to the list of happy Explorer customers. No issues whatsoever on my damage claim a few months back. When I called them Thursday morning to see about filing a tow claim, the agent informed me that they would also reimburse our hotel room and meals. I much prefer handling the deal myself and getting reimbursed as opposed to waiting for someone else to arrange my tow. Call Explorer. They will put you with National Interstate and it will save you a bundle.

[Jon Wehrenberg]

Harry,

The advice above is absolutely on target. I am also a customer that had a very expensive claim and they were superb.

[truk4u]

Explorer Harry, you'll be happy...

[Darl-Wilson]

Even my $30K damage claim and 2 windshields replaced on the road, in the same year, didn't increase my rates. I just received my bill and it is exactly the same as last year. They are also great to deal with during a claim. They have my highest rating****-****.

Darl

[Gary & Peggy Stevens]

I would just like to stress to everyone to check their insurance policy to be sure you have the CORRECT type of "Value" for your bus in case of a disaster.

We had Actual Cash Value, which was fine when we first purchased the bus, but not fine after the depreciation sets in which it has.

You need "An Agreed Value" in your policy, and a number you can live with if something happens. You can accomplish this, by providing an appraisal to the insurance company with your renewal.

Bob Makin with Panterra is providing me an appraisal as we speak.

Just my two cents worth.

Gary S.

[GDeen]

I would just like to stress to everyone to check their insurance policy to be sure you have the CORRECT type of "Value" for your bus in case of a disaster.

We had Actual Cash Value, which was fine when we first purchased the bus, but not fine after the depreciation sets in which it has.

You need "An Agreed Value" in your policy, and a number you can live with if something happens. You can accomplish this, by providing an appraisal to the insurance company with your renewal.

Bob Makin with Panterra is providing me an appraisal as we speak.

Just my two cents worth.

Gary S.

Unfortunately when I priced insurance last May, many of the larger carriers would not even write an "agreed value" policy for motorhomes registered in Texas. The only actual quote I got on such a policy was from Progressive, and it was ~$6000 which in my mind is prohibitive when a "cash value" policy is ~$1200.

[Ray Davis]

AND as I mentioned previously, simply having an agreed value didn't guarentee me that I would receive THAT value. The adjuster went through a lot of work (meaning I had to go through a lot of hoops) to verify the valuation on the coach that I had for my policy.

It was very clear to me that I would not get (for example) $500k for a coach which really had a market value of $200k, even with an appraisal letter.

Luckily I had purchased my coach only 6 months prior, at the policy agreed price, and the real price plummeting hadn't quite started yet.


Ray

[dale farley]

I called Explorer today and asked why my rate went up 15% from last year. I was told it is because a significant increase in RV's registered in Montana has resulted in a rate increase for the state. She offered to reduce the agreed value if I wanted to do that, but I think I am about where I should be, so I didn't make any changes.