Bruce...ask any pilot on this forum if he is able to afford enough insurance to make him feel comfortable giving plane rides to non family members.

The reality is that you can register anything you want in a corporation like my plane is, but as driver or pilot you will be on the lawsuit right alongside the LLC or corporation. There is no legal way to avoid being a part of the lawsuit with 100% of your personal assets up for grabs unless you hire a professional driver, and even then you may have responsibility because you should have foreseen he would have an accident.

We may know our stopping distances, our G forces in lateral acceleration, and our capability in evasive maneuvers, but that does not prevent some jerk from pulling in too close after passing, and then locking his brakes up when he thinks he sees a deer. By the time you mentally calculate you don't have enough stopping distance your headlights are in his glove box and he is on the phone to Johnnie Cochran's law firm.

We are targets. The entire world views us as rich people who got that way because we stole from the little people. It is not bad enough that service techs pad the bill because we can afford it, but anybody involved in a fender bender with us sees us as the path to a life of ease and riches.

Driving defensively is a must, but so is dotting the "I's" and crossing the "Tees" in every other single area we can. They really are out to get us.