I have breezed thru some of the insurance postings from June 2007. All of this is new to me in dealing with insurance. Never had to do it myself. Time to learn. I see several companies mentioned and it seems as though "Thumb" has alot of good reviews from you all. I am in the process getting a quote from Explorer via our site with them. Will anyone suggest to me the "average annual milage" for someone who just goes to POG events and a few vacations a year? Open for more companies to explore. We now have our insurance with Gilbert RV insurance in Orlando, FL for $1,744 annually. Any suggestions?