Agree Value for Insurance
I would just like to stress to everyone to check their insurance policy to be sure you have the CORRECT type of "Value" for your bus in case of a disaster.
We had Actual Cash Value, which was fine when we first purchased the bus, but not fine after the depreciation sets in which it has.
You need "An Agreed Value" in your policy, and a number you can live with if something happens. You can accomplish this, by providing an appraisal to the insurance company with your renewal.
Bob Makin with Panterra is providing me an appraisal as we speak.
Just my two cents worth. :)
Gary S.