Insurance woes

Anybody seeing any deals out there on insurance , I'm with Interstate and just got hit with a 4 k premium,

Hi Granville,

I just renewed with Explorer RV and I am +\- $ 1800 .

They are a POG sponsor , let them know you are in POG and they should discount it a bit........

Please let us know how you make out......

Jamie

I will give them a try,thanks. How have you been?

Hi. Granville. Just renewed with Gilbert/Victoria. Total cost was 2180. Same as last year.

I am also with Gilbert approx 2300

Granvil,

I have my bus insurance with State Farm. It runs approximately $1800 per year. I combined everything with State Farm about 2 years ago. It may be cheaper because of everything being with them. I formerly had the bus with Explorer and Interstate, the house with USAA and the cars with a mutual in Texas. Overall the total bill is cheaper. The bus is a little less with State Farm than it was with Interstate.

Loc

I am also with Gilbert, good people!

Hi Granvil,

We have everything with State Farm
Last renewal for our bus: $1071

Alek

will check them as well...all my stuff is with Chubb...they wont insure bus however.

Hey Granville, Do you have Kim listed as a driver ? [ Don't tell her I asked this question. ]

USAA sent me to Progressive and they and several others wanted over 2 grand. The prior owner had "farm bureau" of NC at $700. I joined the MD branch. They dont write their own but work with Nationwide and got me under a grand.

A few months later they said I need an appraisal to keep "declared value"

Anyone know how I get one?

Hi Liam

I went through the same thing at my last renewal.

Try contacting a POG sponsor that specializes in Coach Sales - there are several.

Ask them what their professional opinion is as far as the value of the coach?? That should suffice for your insurance company.

It is what it is and your premium should reflect it.

Good Hunting...... Prices ARE all over the board right now !!

Jamie

Quote:

---

Originally Posted by JIM KELLER

Hey Granville, Do you have Kim listed as a driver ? [ Don't tell her I asked this question. ]

---

I do, should I not?

I'm out........

National Interstate renewal came while we were in Palm Springs. Funny thing this time they want another appraisal for "agreed value". Had they sent a note a month sooner instead notification on the renewal due end of March, we could found someone while we were in bus Mecca, Indio California. Holy crap, who in the intermountain west knows busses? Even if we lower our declared value, we still must have an appraisal!! Cripe, we pay an inflated premium for our agreed value as it is. I hate the insurance business, all of it is tantamount to legalized theft.

Steve Bennett had done an appraisal for me previously when I needed one for insurance. He did a nice write-up, with pictures and it was perfect.

Millennium did mine via email with detailed pictures and info. Saved my butt. Great to deal with. Much like a house, it is condition and recent comparables.

My insurance policy is coming up for renewal soon. I'm looking for insurance companies that will cover higher end coaches. Any suggestions?.

Hi Doug,

Call Bill Tuttle at Explorer RV(888) 774-6778

Make sure you tell him you are a POG member - they will give a discount.

Jamie

Thanks, Jamie. Ill give him a call.

Does anyone out there have experience with Blue Sky RV Insurance? I have had Progressive for a number of years but when the premium came due I did a little shopping and three different agents sent me proposals showing Blue Sky as the carrier. Before I make the jump I thought I would ask. Let me know your thoughts. Thanks.

P.S. Good show in Tampa!

Towson,

Call Bill Tuttle at Explorer Rv Insurance - 888-774-6778 - Tell him you are a POG member.

Jamie

I shopped around a couple months ago and settled on Explorer RV Insurance. I discovered that almost all companies right RV policies under their high risk subsidiary. My policy was underwritten by Triumphe Casualty Company and they are owned by National Interstate. It pays to shop your insurance. With 30 years as a GEICO car insurance customer I discovered they were charging me double what I'm paying now and my new policy has better coverage. I think the insurance industry is trying to get us not to shop around with their diminishing deductible offer.

Thanks for the help.