Try Nationwide through Explorer?
Gary, did Explorer give you a quote through Nationwide?
My insurance is a little over $1600 per yr with that company. What the hell is the matter with these people and the fires? The fires have consumed a lot of acreage (but way less the .001% of state and federal land in CA) and to my knowledge it hasn't eaten one Prevost, well..... except those stored in hangars. Right Ray?:confused:
Darl:rolleyes:
Agreed Value or Actual Cash Value
It is Renewal Time on Insurance again, and I was going over my Explorer Policy, and my question is:
Do most of you have Actual Cash Value Policy on your bus, or is your policy written with the Agreed Value?
From what I can understand if you have an Agreed Value policy, if the bus has depreciated greatly, which I guess they all have, you would need to get an Appraisal on your bus, ( or should get one ) to verify that you have proper coverage in case of a Major Problem?
Is all of this and my logic making sense, and is it correct?
Next question is, if I need my Bus appraised where would I go to get that done ?
Gary S.
Agree Value for Insurance
I would just like to stress to everyone to check their insurance policy to be sure you have the CORRECT type of "Value" for your bus in case of a disaster.
We had Actual Cash Value, which was fine when we first purchased the bus, but not fine after the depreciation sets in which it has.
You need "An Agreed Value" in your policy, and a number you can live with if something happens. You can accomplish this, by providing an appraisal to the insurance company with your renewal.
Bob Makin with Panterra is providing me an appraisal as we speak.
Just my two cents worth. :)
Gary S.