That's good to hear :)
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That's good to hear :)
I signed up with Explorer last week and my experience was very good. Kraig Kelly was the rep that I talked to and he was very easy to deal with and very responsive.
When I was scrambling to get everything together for driving the bus I decided on a roadside assistance policy. I chose the one by Motorsports Advantage. I thought it was better than Coach Net as it also covers a toad or trailer.
Coach net does not cover toad or trailer. The two companies are somehow associated, I think Motorsport is a division of Coach Net, but there is a differentiation in what they cover.
I am mentioning this because some of you may not know that your toad or trailer are not covered under your present insurance, or that there is a company that will cover them. The premium was only slightly higher.
JIM
Jim, I have Coach Net on my toad. When I called Coach Net to cancel after selling our coach this last Spring, the Rep I spoke with talked me into retaining the coverage on the toad, at a reduced rate.
I guess the deal is; if you don't like the answer, ask someone else.
Larry
I used Coach Net a few times on my cars that were on the original agreement with no problems. Cars are not extra as of a year or so ago. I'm covered by Contenental Car thru Explorer now.
Which remeinds me of something I asked on this insurance subject a while ago about reducing the coverage on the coach as it depreciates. The insurance co will only cover you for the replacement, not what you paid for it 6 years ago. I reduced my coverage to be safe enough so they could replace mine with the coverage I have. Saved myself some serious Lewbucks and I'm still well within the ballpark.
Jim, I am afraid you are incorrect about Coach Net not covering your toads.
And man am I glad your wrong for once, I thought sure I had screwed up again? :eek: :D The below information was taken from their website:
Benefits Included With YOUR Membership, Available 24/7!
RV Technical Assistance
RV Service Appointment Assistance
Dispatch Service
Towing
Mobile Mechanic
Jumpstart
Lockout
Tire Change
Tire Locator
Includes all family vehicles owned rented or borrowed
Includes children age 24 or younger licensed to drive
Gary S.
Well, I don't mind being wrong.
Sorry to have given bad information.
I needed coverage and could only go by what I was told by the salesman selling the product.
Thanks Gary for checking on your end. In the future I will not be so hasty.
JIM
It is a shame the salesman did not know his own product, and gave you the wrong information but I am know that happens all the time. :confused:
I hope the road side assistance product you purchased is just what you need, if and when you ever need it?
HAPPY THANKSGIVING TO EVERYONE AT POG
Gary S.
This confuses me, maybe I'm being to analytcal but it would seem that towing of the RV is covered, and ALL your personal/family vehicals are covered, but does not state that towing OF your vehicals by the RV are covered. :confused: I guess it could be assumed that it's implied, but when it comes to insurance/legal matters, I assume nothing, and implications are not facts. I'm not saying this isn't the case here, just asking the question. :) If it doesn't state it in your policy, it's not covered.Quote:
Originally Posted by Gary & Peggy Stevens
I'll be watching this tread closely, being I will be shopping for a replacement for Progressive and my $1700(+)yr premium on an '84 coach, sounds like I'm paying way too much. I'm also concerned with the financial stability of any prospective insurance company due to the market and how well they handle claims. I pray to God I never have a claim of any kind, but I want to know if I do, I'm in good hands (no pun intended).
Geoff
I believe the list is a listing the services offered by the policy, NOT what is allowed by the policy holder.
They offer "towing" as a service. This is a completely separate from how you are using your vehicles. They don't indicate "driving", as that's not a service, but how you would use your vehicle. I think it's fairly safe that your tow vehicle is expected to be towed (or driven) and should be covered in either case.
Ray
Agreed, very good assumption, and I would probably make that conclussion as well, but I'd still check my idividual policy to make sure. :)
After taking a drive to do some thinking and recollecting ( my best thinking is while driving ) on the things I said and also the responses to them, I recall more specifically what it was that I was trying to achieve by going with Motorsports Advantage.
So to say right at the get go, with Coach Net, YES, your personal vehicles towed or driven are covered for $99.50, as Gary indicated in his post. A towed trailer is also covered for tire service only, and nothing else. Therein lies where I miss spoke. I said they were not.
I did however want a trailer to be covered and when I expressed that desire the sales gal referred me to her sister co., Motorsports advantage with all the same coverage as Coach Net plus trailer coverage (for such as tire, bearing, axle or suspension troubles) for the total premium of $109.50.
Since the question was asked and I do not know what I will do in the long run, I thought for an extra ten dollars I would go for as complete a coverage as I could.
My original post should have read:
If you are wanting complete trailer coverage there is a co. called Motorsports advantage that will sell it to you in their roadside assistance insurance package. It is the Coach Net policy by her sister co. with the trailer added for only $10.00.
JIM