Interstate and Explorer supporter
I backed my bus into a support on my carport during a snowstorm in Dec 2006. The roof collapsed on the fiberglass section. There was not much damage to the rear cap and one engine door but the bid came to over 20k. The adjuster told me my premium would likely go up 25% for 3 years and then revert to the original, $500 deductible, $1,600 annual fee. Deciding to pay it myself to avoid the premium increase of $1,200 was a no-brainer. Ultimately the repair bill came to almost 25k. The insurance renewal bill came and there was no increase. You would have to drag me kicking and screaming to buy insurance other than Interstate from Explorer.